Private Money for Real Estate Investors
Fast Capital. Flexible Structures.
The Right Lender for Your Deal.
TiKi Funding helps real estate investors access a broad network of private lenders and capital sources instead of being limited to one lender's box. We match each deal to the right program, structure and execution path.
15+
Years in Private Lending
$500MM+
Career Funding Experience
Multiple
Private Capital Sources
7–14 Days
Typical Bridge Closing Window*
*Timelines reflect past experience on certain bridge programs and are not a guarantee. Every file is subject to lender underwriting, third-party reports and borrower cooperation.
Loan Programs
Capital Built Around the Deal
Seven core financing paths for residential and commercial real estate investors. Availability, leverage and terms vary by lender, property and borrower.
Fix & Flip
Short-term acquisition and renovation capital for investors buying, improving and reselling residential property.
Ground-Up Construction
Capital for builders and developers taking a project from raw or permitted land through certificate of occupancy.
DSCR Rental Loans
Long-term investment property financing qualified on the property's cash flow rather than personal income documents.
Bridge Loans
Fast, flexible interim capital for acquisitions, stabilization and repositioning while a longer-term exit is arranged.
Investment HELOC / LOC
Revolving access to the equity in an investment property or portfolio for acquisitions, renovations and liquidity.
Second Position Lending
Access equity behind an existing first mortgage without disturbing a favorable low-rate loan already in place.
Commercial Financing
Investor financing for mixed-use, industrial, retail, office, storage and special-use commercial real estate.
Not sure which fits?
Send the deal. We'll size it and tell you which program it belongs in.
The Broker Advantage
Why Use a Broker Instead of One Lender?
Going directly to one lender means one credit box. TiKi Funding shops the deal across a curated network of private lenders, funds and specialty capital sources to identify the strongest fit for the borrower, property, timeline and exit strategy.
01
More Lending Options
One lender means one credit box. We shop each file across a curated network of private lenders, funds and specialty capital sources.
02
Better Deal-to-Lender Fit
Property type, borrower profile, timeline and exit all change which lender is right. We match the deal to the box instead of forcing the box.
03
Flexible Structures
Leverage, term, draw mechanics and interest structure get shaped around the business plan — not handed down from one rate sheet.
04
One Point of Contact
You submit once. We handle the lender conversations, the follow-ups and the moving pieces through closing.
How It Works
Four Steps From Deal to Closing
01
Tell Us About the Deal
Send the address, the numbers and the plan. A short conversation usually replaces a long application.
02
We Size & Structure It
We stress the purchase price, budget, ARV or completed value and the exit to see what the deal actually supports.
03
We Match It to the Right Capital Source
The file goes to the lenders whose programs fit the property, the borrower and the timeline — then we compare the terms that come back.
04
Close & Execute
We coordinate underwriting, valuation, title and insurance through closing, and stay on the file for construction draws.
Who We Work With
Built for Real Estate Investors
Different strategies need different capital. We structure around the plan you're actually running.
Fix & Flip Investors
Short-term acquisition and renovation capital for investors buying, improving and reselling residential property.
BRRRR & Rental Investors
Capital for builders and developers taking a project from raw or permitted land through certificate of occupancy.
Builders & Developers
Long-term investment property financing qualified on the property's cash flow rather than personal income documents.
Portfolio Landlords
Cash-out, blanket and line-of-credit options that turn trapped equity into the next acquisition.
Commercial Investors
Tim Pagel
Owner / Private Money Broker
Experience
15+ Years Inside Private Lending
TiKi Funding is led by Tim Pagel, who has spent more than fifteen years in private and hard money lending — on both the lender side and the brokerage side of the table.
Career experience across roughly $750MM+ in funded private lending volume
Lender-side underwriting perspective applied to every borrower file
Structuring focused on the investor's business plan and exit, not one rate sheet
Direct, responsive communication from submission through closing
Get a Loan Quote
Have a Deal to Fund?
Send us the address, the numbers and the plan. We'll tell you quickly whether it's fundable and which capital source fits best.
Affiliated Company
Need Professional Property Media or Drone Data Too?
TiKi Aerial Media is our affiliated company serving Southwest Florida with real estate media, aerial photography and video, thermal imaging, inspections, mapping and construction-progress documentation — useful on nearly every project we help fund.
Prefer to talk it through? Deals get sized faster on the phone.
Professional aerial media and actionable drone data for Southwest Florida — captured by an FAA Part 107 licensed, insured team.
EXPLORE
LOAN PROGRAMS
Contact
Southwest Florida - Sarasota, DeSoto, Charlotte, Lee & Collier Counties
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